Payment Methods for Foreign Patients (Card, Cash, Wire)
Payment Methods for Foreign Patients (Card, Cash, Wire)
When planning veneer treatment in Korea, foreign patients often ask how they can pay and whether certain payment methods affect pricing or convenience. Korean dental clinics are generally well-equipped to handle international payments, offering multiple options to accommodate overseas visitors.
Understanding available payment methods in advance helps avoid last-minute issues and ensures a smoother treatment experience, especially for patients on a tight travel schedule.
Credit and Debit Card Payments
Credit and debit cards are the most commonly used payment method for foreign patients in Korean dental clinics. Major international cards are widely accepted.
Most clinics accept:
- Visa
- Mastercard
- American Express (availability varies)
- UnionPay (common in clinics serving Chinese patients)
Card payments are typically processed in Korean won, with exchange rates handled by the card issuer.
Are There Extra Fees for Card Payments?
In most reputable clinics, there is no additional charge for paying by card. However, foreign patients should be aware of possible external fees.
Potential extra costs may include:
- Foreign transaction fees charged by your bank
- Currency conversion fees
- Daily spending limits set by your card provider
Clinics themselves rarely add card processing surcharges, but it’s wise to confirm in advance.
Paying in Cash: Is It Allowed?
Yes, cash payments are generally accepted in Korean dental clinics, though they are less common for high-value treatments like veneers.
Cash payments are usually made in:
- Korean won (preferred)
- Occasionally USD (case-by-case, must be confirmed)
For large amounts, clinics may request advance notice or partial payment rather than full cash settlement on the day.
Pros and Cons of Cash Payments
Cash can be convenient for some patients but comes with practical considerations.
Advantages include:
- No card or foreign transaction fees
- Immediate payment confirmation
Disadvantages include:
- Carrying large sums of cash
- Exchange rate variability
- Limited consumer protection compared to card payments
Because of these factors, many foreign patients prefer card payments for veneers.
Bank Wire Transfers (International Remittance)
Some clinics accept international wire transfers, particularly for large veneer packages or pre-arranged medical tourism plans.
Wire transfers are often used for:
- Deposits before arrival
- Full payment for multi-tooth veneer packages
- Patients coordinating treatment remotely
Wire transfer details are usually provided after consultation.
Things to Know About Wire Transfers
While secure, wire transfers require planning and time.
Important considerations:
- Transfers may take several business days
- Bank fees may apply on both ends
- Exact payment amounts must match clinic invoices
- Proof of transfer may be required before treatment
Wire transfers are best suited for patients who finalize plans well in advance.
Deposits and Split Payments
Many clinics request a deposit to secure appointments, especially for veneer packages involving lab work.
Common deposit arrangements include:
- Partial payment at consultation
- Remaining balance after final bonding
- Deposit via card or wire transfer
This structure helps clinics schedule efficiently while giving patients flexibility.
Can You Mix Payment Methods?
Yes, many clinics allow mixed payment methods.
Examples include:
- Deposit by wire transfer, balance by card
- Partial cash payment with remaining card payment
Policies vary, so it’s best to confirm acceptable combinations beforehand.
Tax and Receipt Considerations
Dental veneer treatment in Korea is usually considered non-insured cosmetic treatment, meaning VAT may or may not apply depending on clinic policy and treatment classification.
Patients should ask for:
- Itemized receipts
- VAT inclusion confirmation
- Payment confirmation documents
These are especially important for expense tracking or reimbursement purposes.
Refunds and Chargebacks
Refund policies depend on treatment stage and clinic rules.
General guidelines:
- Deposits may be non-refundable once lab work begins
- Card payments offer limited chargeback protection
- Wire transfer refunds may take longer to process
Understanding refund terms before payment is essential.
Tips for Foreign Patients Before Paying
To avoid issues, foreign patients should:
- Confirm accepted payment methods in advance
- Check card limits before travel
- Ask about deposits and payment schedules
- Request written invoices and receipts
These steps help ensure smooth financial handling during treatment.
Final Thoughts
Korean dental clinics are highly accustomed to treating international patients and offer flexible payment options.
- Cards are the most convenient and widely accepted
- Cash is accepted but less practical for large amounts
- Wire transfers are useful for pre-arranged packages
- Deposits and split payments are common
For foreign patients getting veneers in Korea, planning payment methods ahead of time ensures a stress-free experience and allows you to focus on achieving the best cosmetic results.




